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State of the Nation address Revolving Credit good credit score to get small business loans
Blog | News
Key takeaways from the President’s State of the Nation Address for SMEs
February 14, 2020

Capetown – President Cyril Ramaphosa used his State of the Nation address on Thursday to demonstrate the government’s success in promoting the commercial sector, SMEs in particular. There are three key takeaways from his speech for business owners. Rapid increase in power generation The ongoing power outages are an issue affecting everyone in the country….

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State of the Nation address Revolving Credit good credit score to get small business loans
Financing | Business Loans | Blog
What is a good credit score to get small business loans?
January 27, 2020

Credit scores are an important factor for lenders in determining to offer a small business loan to an applicant. To lenders, your credit score reflects how well you handle money. They may interpret a low credit score as an applicant not possessing the proper skills to manage finances.  Can I get a business loan with…

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How do business loans work in South Africa?
Business Loans | Blog
How do business loans work in South Africa 2020?
January 21, 2020

Knowing how business loans work in South Africa is key for every entrepreneur and business owner in the country. Most businesses will require some form of a loan or credit at least once in their lifetime. Small business loans give entrepreneurs to access capital to fund gaps in cash flow and to grow their business….

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business loan in South Africa
Business Loans | Blog
How to qualify for a business loan in South Africa in 2020?
December 10, 2019

Getting a business loan in South Africa is easier when you are prepared. Below are three ways to increase your chances of qualifying for the business funding you need to improve your cash flow. Whether you end up applying for a Business loan in South Africa through a bank or opt for a fin-tech online…

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Blog | Business Advice
3 smart ways to manage cash flow in 2020
December 03, 2019

Cash is king when it comes to the financial management of a growing company. The difference between the time you have to pay your suppliers and employees and the time you collect from your customers is the problem, and the solution is cash flow management. At its simplest, cash flow management means delaying outlays of…

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black friday
Blog
7 Black Friday Tips for SMEs 2020
November 27, 2019

Are you planning to buy your office equipment, staff laptops, annual stationery, etc next year in January? Why don’t you do that on Black Friday, you can save more than 30% of your budget. Black Friday is the most competitive selling day of the year, so it makes sense that it’s also one of the…

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fintech-2019
Industry News
The State of Fintech and SMEs in South Africa – 2020
September 04, 2019

Bridgement cofounder, Daniel Goldberg, gave the keynote talk at the Sage Accountants Breakfast Sessions held in Cape Town, Johannesburg, Durban and Bloemfontein in August 2019. He spoke widely about the role of FinTech (Financial Technology) in the life-cycle of SMEs. Many important topics were covered, including: The impact of late payments,  Access to business funding, What…

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Debtors Factoring
Invoice Financing
Debtors Factoring
February 13, 2019

If you are a small or medium-sized business owner and need to find a way to improve your cash flow. It may be strategic to consider debtor financing or debtor factoring. Do you struggle with customers (debtors) taking too long to pay the invoices you sent them? What if you could access funds tied up…

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