Three dimensional view of Bridgement letter Three dimensional view of Bridgement letter

Our Story

Bridgement offers simple finance to small businesses across South Africa, enabling them to expand their operations, take on bigger projects and bridge gaps in cash flow. We're passionate about helping our customers grow.

We're a group of data scientists and engineers that started Bridgement with a single goal – to use technology and data science to bring a new approach to traditional business finance and to minimise the complexity and costs associated with it. With this goal in mind, we built the simplest way for businesses to get finance in South Africa, offering near-instant decisions on applications and removing the need for lengthy forms and long-term commitments. With our diverse and unconventional backgrounds, we are disrupting business finance with revolutionary credit scoring models that use thousands of data points to assess the financial health of each business – all in a matter of seconds.

Our Values

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Zero fine print

Our products and pricing are clear and transparent. No jargon. No surprises.

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Keep it personal

We respect all business owners and are committed to being a long term partner.

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Grow small businesses

We provide finance responsibly. Accelerating your growth is our top priority.

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Set the benchmark

We use innovation and unconditional support to offer you the best experience.

Our Partners

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Capricorn is part of the Yellowwoods group, an international investment and insurance group, best known for their ownership of Nandos, Hollard, Clientèle, Direct Axis and Budget Group. Capricorn has offices in Johannesburg and London.

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Bridgement is a proud member of SASFA (The South African SME Finance Association) which has been established to encourage transparent and responsible lending to small businesses. Bridgement subscribes to its code of conduct which gives guidance on roles and responsibilities required to protect small businesses, and ensure the industry is built for both ethical and sustainable growth.

We have proudly partnered with the following accounting software companies:

Customer Testimonials