Dealing with slow paying customers?

With Bridgement’s invoice financing (also known as invoice discounting or debtor factoring), we advance funds to your business based on the amounts due from your invoiced customers.

Turn unpaid invoices into funds in your account

Our revolving facility give you access to advances of up to R1,000,000 on your receivable invoices.

Unlock the value of your unpaid invoices to improve cashflow and accelerate growth.

Maintain your customer relationships without them knowing about invoices financed through Bridgement.

Optimise and save on your cost of finance with the option to settle when it suits you.

Stay competitive and seize growth opportunities by accepting larger contracts with longer payment terms.

How to get Invoice Finance with your Bridgement facility

Select an invoice

See which of your invoices are available for an advance on your Bridgement dashboard. Select one, or many by clicking ‘Get Paid’.

Get paid

Review the fee and repayment schedule, and accept the terms for your Bridgement advance. The funds will be sent your way immediately.

Pay us when it suits you

Pay us back over 12 weekly automated debit orders or request an early settlement any time before and save on the remaining fees.


Bridgement’s invoice financing is different


We assess your invoices automatically so that we can send your funds quickly after you request an advance.


Your customers won’t know about your Bridgement advances, and you’ll continue to collect payments from them.


Select one invoice or many, whenever it suits you. We’ll even advance you funds on invoices as low as R10 000.

Free early settlement

Save money by settling early and receiving a pro-rata discount. There are no lock-in periods or termination charges.

A new way to do invoice discounting

Invoice discounting isn’t a new concept. We’ve just improved on the idea by taking its best qualities and simplifying the rest. Welcome to simple, fast and flexible invoice finance online.
Invoice Financing
Online, Instant & paperless
Request an advance and receive funds in minutes.
Single small invoices accepted
Get advances on invoices as low as R10 000.
Keep your business affairs confidential
Keep your customers unaware of your invoice finance.
Collect from your customer
Continue to collect invoice payments yourself.
One simple transparent fee
Understand the cost with one simple fee per advance.
Free early settlement
Enjoy savings with early settlement discounts.
Don’t let slow paying customers put cash flow pressure on your business. Unlock value tied up in your unpaid invoices today. Apply online now - there’s no application fee and no commitment.

Invoice Finance FAQ’s

How does invoice financing work?

Basically, invoice financing turns your unpaid invoices into cash. It’s a form of financing where you can get an advance on funds that you’ve already invoiced your customers for. You borrow money against the amounts due from your customers. This can help you improve your cashflow situation so that you can pay your business expenses, suppliers and employees.

How much does invoice financing cost?

Bridgement charges a single fee for each invoice advance you receive. This fee will depend on a number of factors including your business situation and the quality of your invoices and customers. Our fee starts from as little as 1.7% per month on the amount advanced to you. Our pricing is completely transparent and upfront - there are no other fees or hidden costs and you will always know the exact cost for each invoice advance.

Why use invoice financing?

If you don’t have a long credit history or substantial assets, you’ll find it hard to apply for traditional business finance through a bank. What’s more, bank financing can take months to get approved. Bridgement invoice financing offers South African business owners a convenient, fast and flexible way to deal with late paying customers and get financing when you need it. The online application process is quick, simple and headache-free.