Get the equipment you need without the wait or headaches
Your machinery is the heartbeat of your operation. When it falters, productivity can flatline. Bridgement’s equipment finance acts like a trusty pacemaker, ensuring fast and fuss-free support so that your growth never skips a beat.
Ditch the paper avalanches and marathon bank meetings. Our fully digital process gets you approved and ready for action in 24 hours or less.
Keep the wheels turning with reliable equipment funding
You’ve bagged a big contract. Your team is buzzing. But your trusty bulldozer is on its last treads, the forklift is running on pure optimism, and the CNC machine of your dreams is still sitting in somebody else’s catalogue. You could double production – if only the budget matched your ambition.
Instead of watching your momentum sputter and grind to a halt, imagine this:
Upgrading equipment without emptying your war chest
Accessing funds in under 24 hours
Paying a single, upfront fee – no surprises in the fine print
Earning discounts when you settle early as a reward for your foresight
How other businesses are putting their equipment finance to good use
Many businesses in different industries leverage business equipment financing to replace or upgrade their equipment while preserving their working capital. This includes upgrades like:
Automating business processes from customer data management to HR
Upgrading security and surveillance
Purchasing, repairing, or upgrading manufacturing equipment, material handling equipment, medical equipment & more
Making upgrades to the business’s IT, hardware, and audiovisual systems
Investing in on-site power generation or renewable energy sources to save on expenses and reduce downtime
Purchasing a commercial vehicle to expand operations
By financing these upgrades with a flexible facility, growing businesses can access better equipment without incurring large costs upfront. Plus, flexible repayment options mean that they can calibrate their payments to match their cash flow, leading to better business health overall.
Why chose us for equipment finance
Lightning fast
Apply online in 2 minutes, get funds in your account within hours. No paperwork means you’ll get on with your business in no time.
Unmatched flexibility
Settle early when it suits you and get rewarded with a discount. No prepayment penalties and no cancellation fees.
Full transparency
Always know the exact cost and only pay for what you use. No hidden fees or application charges. No surprises.
Maximum control
You decide how much to draw and when. Access your Bridgement online dashboard 24/7 and request funds instantly.
This is how it works
How a Bridgement business loan works
01. Get approved online
Submit an online business loan application and get approved within 24 hours. Once approved, manage your business loan facility from your Bridgement dashboard.
02. Withdraw funds
Choose an amount up to your credit limit, select your repayment terms, and accept the quoted finance cost. The funds will be sent to your bank account immediately.
03. Repay over 1 to 24 months
Pay us back over the agreed term or prepay at any stage and get rewarded with a discount to save on your finance costs.
App of the Year Award Finalist 2022 | 2023 | 2024 | 2025
Join the businesses that we have supported thus far
Capital unlocked
Capital unlocked
R2 billion+
R2bn+
SMEs connected
SMEs connected
50,000+
50k+
Highly rated
Highly rated
4.8/5
4.8/5
Award winning
Award winning
Why choose Bridgement?
Business funding shouldn’t be a maze of delays and uncertainty. While other options leave you hanging or buried in paperwork, Bridgement keeps things quick and clear. Here’s how we compare (and why ambitious businesses across South Africa keep choosing us)
*This example is indicative only. Apply now to get your personalised pricing and terms.
Keep in mind: A single fixed finance cost is charged per withdrawal and you’ll always know the cost before agreeing to anything. The finance cost quoted is your total cost and there are no additional interest, account fees or application charges.
Here are some frequently asked questions or you can view more FAQs.
Do I need a deposit to apply for equipment finance?
In most cases, no deposit is required. Bridgement structures funding to help you get the equipment you need without tying up your working capital upfront.
Can I finance second-hand or refurbished equipment?
Yes. Both new and pre-owned equipment can be financed, as long as it meets Bridgement’s criteria and supports your business operations.
How quickly can I access the funds?
Applications are fully digital, and approvals can happen within 24 hours. Once approved, funding is released quickly so you can move forward without delays.
What types of equipment can I finance?
You can finance a wide range of business-critical equipment, including machinery, vehicles, IT hardware, manufacturing tools, medical equipment, and power solutions.
How much funding can my business qualify for?
Funding limits depend on your business’s performance, cash flow, and financial profile. Bridgement assesses affordability to ensure the funding fits your business comfortably.
What’s the maximum funding available?
Bridgement credit facilities range from R20,000 to R10,000,000.
