Understand your borrowing power
Know what you can afford before you apply. Plus, view the split between capital and interest to forecast accurately and plan for tax efficiency.
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Resources
Business loan calculator
Estimate your funding payment instantly.
Get a deeper, clearer view of your business funding potential.
Calculate your business loans in seconds
Our advanced Business Loan Calculator helps you estimate not only your monthly repayments and total cost of finance, but also how each payment is split between capital and interest, giving you full transparency and better financial insight. No credit check. No commitment. Just smarter planning.
Just enter a few quick fields; your loan amount, deposit, interest rate, balloon payment, fees, and term, and we’ll instantly calculate your monthly repayment, total cost, and a detailed amortisation schedule.
Calculate your estimate
Simple and transparent pricing
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Fixed cost
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Prepayment discounts
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No hidden costs
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Min R20,000 – Max R5,000,000
Cost of finance
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0
Total repayment
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0
Monthly repayment
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0
*This example is indicative only. Apply now to get your personalised pricing and terms.
Keep in mind: A single fixed finance cost is charged per withdrawal and you’ll always know the cost before agreeing to anything. The finance cost quoted is your total cost and there are no additional interest, account fees or application charges.
This is how it works
How a business loan calculator works
01. Enter a few details
Just tell us how much you want to borrow, for how long, any fees, deposits or balloon payments, and an interest rate if you have one in mind.
02. We crunch the numbers
Using your inputs, our calculator estimates your monthly repayment and total cost of finance, plus an amortisation schedule that shows your opening balance, interest, capital portion, and closing balance for each month.
03. Make informed decisions
Use your results to plan your cash flow, compare loan options, and understand how each repayment impacts your outstanding balance. Tip: The capital loan portion of each repayment can have tax implications. Understanding how your payments are structured helps you plan more effectively for both cash flow and tax.
Why use this advanced
business loan calculator?
Plan smarter repayments
Adjust deposits, fees, and balloon payments to see how they affect your total cost and monthly repayments.
Compare financing options
Make better business decisions with transparent info upfront.
No impact on your credit
You can use the calculator freely. No credit checks. No paperwork.
Ready to take the next step?
The calculator is just the start. Once you’ve explored your options and found a repayment plan that fits, turn your estimate into action. Apply for a Business Loan with Bridgement today and get funding that moves your business forward.
