Running out of stock at the wrong time can mean missed sales, lost customers, and stalled momentum. On the flip side, tying up all your capital in excess inventory can put pressure on your cash flow.
That’s where Bridgement comes in. Our inventory finance solution gives you fast access to funding so that you can restock smartly, buy in bulk at better rates, and prepare for peak season without draining your cash reserves.
Built for retail and eCommerce
Whether you’re shipping orders from your garage or running a chain of busy storefronts, one thing’s for sure: timing is everything. Stock moves fast, customers are impatient, and opportunities don’t wait. That’s where Bridgement steps in, with smart, speedy funding designed to keep your shelves stocked, carts full, and sales flowing.
Restocking for Black Friday or the holiday rush?
When the busy season hits, you can’t afford to be out of stock. Our fast business loans help you get ahead of demand with the inventory you need, before the orders start flying in. No more scrambling at the last minute or turning away customers because you’re “waiting on the next shipment.”
Want to grab a supplier deal, but short on cash?
Bulk discounts? Flash sales? Too-good-to-pass-up offers? Don’t miss out just because your working capital’s tied up. Bridgement gives you the funding to strike while the price is right. No awkward delays or overdraft stress. Secure the stock now, enjoy the margins later.
Expanding your product line or warehouse capacity?
Growth is great, but it’s also expensive. Whether you’re adding new stock-keeping units (SKUs), setting up shop in a new location, or upgrading your fulfilment space, we’ll help you scale without slowing down. Get the funding you need to take your next big step without hitting pause on the rest of your operations. Bridgement’s fast, flexible funding helps you stay ahead of demand and keep your business running smoothly.
See why business owners choose us
Lightning fast
Apply online in 2 minutes, get funds in your account within hours. No paperwork means you’ll get on with your business in no time.
Unmatched flexibility
Settle early when it suits you and get rewarded with a discount. No prepayment penalties and no cancellation fees.
Full transparency
Always know the exact cost and only pay for what you use. No hidden fees or application charges. No surprises.
Maximum control
You decide how much to draw and when. Access your Bridgement online dashboard 24/7 and request funds instantly.
This is how it works
How a Bridgement business loan works
01. Get approved online
Submit an online business loan application and get approved within 24 hours. Once approved, manage your business loan facility from your Bridgement dashboard.
02. Withdraw funds
Choose an amount up to your credit limit, select your repayment terms, and accept the quoted finance cost. The funds will be sent to your bank account immediately.
03. Repay over 1 to 24 months
Pay us back over the agreed term or prepay at any stage and get rewarded with a discount to save on your finance costs.
App of the Year Award Finalist 2022 | 2023 | 2024 | 2025
Join the businesses that we have supported thus far
Capital unlocked
Capital unlocked
R2 billion+
R2bn+
SMEs connected
SMEs connected
50,000+
50k+
Highly rated
Highly rated
4.8/5
4.8/5
Award winning
Award winning
Why choose Bridgement?
Business funding shouldn’t be a maze of delays and uncertainty. While other options leave you hanging or buried in paperwork, Bridgement keeps things quick and clear. Here’s how we compare (and why ambitious businesses across South Africa keep choosing us)
*This example is indicative only. Apply now to get your personalised pricing and terms.
Keep in mind: A single fixed finance cost is charged per withdrawal and you’ll always know the cost before agreeing to anything. The finance cost quoted is your total cost and there are no additional interest, account fees or application charges.
Here are some frequently asked questions or you can view more FAQs.
How does inventory finance work?
We provide short-term funding that you can use to purchase stock. You repay over a term of one to 12 months, depending on your business’s circumstances. You can settle early at any time and receive a discount on the total cost of finance.
What can I use the funds for?
Anything related to inventory: stock replenishment, bulk buying, warehouse expansion, or even supplier payments.
What are the interest rates?
We charge a simple, fixed fee – no compounding interest, no hidden charges. You’ll always know the total cost upfront.
What documents do I need to apply?
No paperwork needed. Simply complete our quick online application. You can also connect your accounting software to speed things up even more.
