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Business loan calculator
We charge a single simple fee per withdrawal from your facility and you’ll always know the total cost before agreeing to anything. Zero hidden fees, account fees or application charges. No surprises.
Simple and transparent pricing
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Fixed cost
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Prepayment discounts
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No hidden costs
Min R20,000 – Max R10,000,000
*This example is indicative only. Apply now to get your personalised pricing and terms.
Keep in mind: A single fixed finance cost is charged per withdrawal and you’ll always know the cost before agreeing to anything. The finance cost quoted is your total cost and there are no additional interest, account fees or application charges.
Pricing that works for you
Don’t be discouraged by the complex application process at your bank or other credit providers. Submit an online application and get approved today for a Bridgement business loan facility – no fee to apply and no commitment to use the funds.
Fixed pricing
The cost of finance is fixed for the agreed term and won’t change even if prime lending rates vary.
No application fees
Additional charges like application, legal, raising or initiation fees aren’t charged at the start of the loan term.
No account fees
Ongoing monthly account or facility fees aren’t charged. There is also no cost to having your facility available if you’re not using it.
Early settlement discounts
No penalties for early settlement. Get rewarded with a discount on outstanding finance costs.
Awards and recognitions
Xero
Xero South African App of the Year 2023 | 2025 | 2026
MEA Markets
Most Innovative Business Funding Provider SA 2024
Wealth & Finance
Most Innovative Business Lender 2023
GFM Review
Best Fintech Award 2023
Xero
App of the Year Award Finalist 2022 | 2023 | 2024 | 2025
New to business funding?
Here are some frequently asked questions or you can view more FAQs.
Bridgement’s pricing is simple. We charge a single fee based on a simple rate against amounts advanced to you. That means you pay back what we advanced you (the “principal”), and our fee, but no additional charges. Our rates start at 1.7% per month and there are no hidden fees.
None. We simply charge you a single fee per amount advanced to you – making it completely pay-per-use. If you don’t use your Bridgement facility, you don’t pay for it. There are no account or application fees and it is completely free to apply to Bridgement. We also don’t charge penalties for early settlement and we’ll even give you a discount on the outstanding portion of the fee.
Common fees include application fees, facility fees, and early settlement fees.
Sometimes referred to as an origination fee, these are often charged by lenders and are payable even if your loan application is declined. With Bridgement, it is completely free to apply and there is no commitment required to get a facility.
Also known as account or service fees, these are often charged by banks on an ongoing basis simply for having an account or overdraft facility open and regardless of whether you actually use it. Bridgement doesn’t charge a fee for having a facility with us and will only charge you a fee on each withdrawal. It’s completely pay-per-use.
Occasionally referred to as termination or cancellation fees, banks and alternative lenders charge these fees if you settle your account ahead of schedule. Sometimes they even make you pay all of the interest/fees on your loan as if you held it for the full term. At Bridgement, we feel you should be rewarded for early settlement, not penalised. So we don’t charge an early settlement fee and we actually give you a prorated discount on the fee outstanding.
