We currently only provide funding to existing businesses and don’t offer any of the following:

• • Startup grants or funding,

• • Finance to start or buy a business,

• • Finance to a new business with a tender or purchase order,

• • NPO/PBO,

• • Trusts.

Bridgement currently only provides funding to South African businesses. In order to meet our minimum requirements, you must be a registered business in South Africa but its ok if some or all of your clients are international.

Below are our minimum requirements – you’ll need to be:

• • A registered business in South Africa

• • Doing annual revenue over R500,000

• • Trading for longer than 6 months

Bridgement does not require a business plan, a budget or a financial forecast. You also don’t have to be VAT registered.

Bridgement offers funding to registered businesses from any industry sector. There are no hard rules against any particular sector.

To meet our minimum criteria (regardless of the industry you’re in), you need to be:

• • A registered business in South Africa

• • Doing annual revenue over R500,000

• • Trading for longer than 6 months

It’s free to apply and you can decide whether to use your approved facility and whether you use it in full or in part.

Bridgement’s application process is completely online and doesn’t require the submission of any documents. Rather, Bridgement guides you along a simple 3-step process to complete your application in under 2 minutes.

It really is as quick as that. Don’t believe me? Click below to see for yourself

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Any other questions? Chat with us live by clicking the message bubble in the bottom right of your screen, or email us at info@bridgement.com.

No worries, you’ll get there soon! Feel free to apply or reapply if you want us to take another look at your business after 6 months and we will see what we can do.

Bridgement’s minimum requirements are simple. You need to be:

• • A registered company or close corporation in South Africa

• • Doing a monthly turnover of R80,000 or more

• • Trading for longer than 6 months

Bridgement does not require a business plan, a budget or a financial forecast. You also don’t have to be VAT registered.

Any other questions? Chat with us live by clicking the message bubble in the bottom right of your screen, or email us at info@bridgement.com

One of the primary benefits of Bridgement is the ability to complete an application without submitting a single document. That is why it takes less than 2 minutes to apply.

All we require to process your application is for you to give access to your accounting or banking data. This removes the need for you to submit any documents and it enables us to approve your application and send funds your way on the same day you apply.

Sound complicated? Don’t worry, it isn’t and we walk you through the simple three step process.

Any other questions? Chat with us live by clicking the message bubble in the bottom right of your screen, or email us at info@bridgement.com

Bridgement does not require a business plan, a budget or a financial forecast. You also don’t have to be VAT registered.

Got more questions? Chat with us on our live chat or email info@bridgement.com

No worries, you’ll get there soon! Feel free to apply or reapply if you want us to take another look at your business after 6 months and we will see what we can do.

There are zero hidden fees, account fees or application charges on your Bridgement facility. You will always know the total cost of finance upfront, before you withdraw.

At Bridgement we feel you should be rewarded for early settlement, not penalised. So we don’t charge an early settlement penalty fee, in fact we actually give you a prorated discount on the fee outstanding.

The data Bridgement uses

Bridgement uses complex algorithms to assess thousands of data points which include credit data, government data, legal records, other public data, trade history, quality of invoices and debtors, etc. All the data collected is used to assess each client holistically, so it is difficult to point to any single data point in isolation that results in a particular interest rate being set for a credit facility.
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To review preliminary indications, visit our pricing calculator.

How to improve your rate

Customer behaviour and performance over time is also an important contributor to the rates they get from Bridgement. Clients that use their facility and consistently make repayments on time, are rewarded with larger facilities and improved rates over time.

Each and every applicant and customer is important to us at Bridgement and we strongly believe you have the right to a fair and respectful service at all times.

This guide explains how to make a formal complaint, as well as the typical timelines you can expect, and how to escalate a complaint if necessary.

Making a complaint

We welcome complaints from our customers or any other third party who may wish to express dissatisfaction with our service. You can submit a complaint at any time by contacting us at any of the following:

• • Email: complaints@bridgement.com

• • Tel: (087) 551-0513

• • Post: 32 Impala Road, Chislehurston, Sandton, Gauteng, 2196, South Africa

When submitting a complaint, please make sure to include all of the following:

• • Your full name,

• • Your preferred contact details, and

• • A summary of your complaint.

We appreciate that some complaints may be time-sensitive and will endeavour to resolve these swiftly.

Complaint timelines

Once a complaint is received, we will endeavour to acknowledge it swiftly and will do our best to resolve it within 5 business days. If resolution of your complaint is expected to take longer, we will inform you of how your complaint is being dealt with and, if possible, what the revised timeline is.

If we are not in a position to resolve a complaint, we will send you a final communication which may include an explanation of why we are not in a position to resolve your complaint. We will do our best to send such final communications within six weeks of receiving your complaint.

Complaint escalation

After receiving a final communication from us, we trust there will not be a need to advance your complaint. If you feel the need to escalate a complaint, you may ask the Bridgement team member that handled your complaint to escalate it to management.

In the event of an escalation, a member of management will review the escalation. They will confirm that it was handled and the appropriate responses were given in accordance with our internal policy. In the event of deviation from our internal policy, the member of management will take the necessary action to resolve your complaint.