Looking to finance projects?

Community Scheme Funding

Access a lump sum amount for a fixed term to cover expansion or maintenance expenses, with Bridgement’s online Community Scheme Funding.

Get Community Scheme funding of up to R5,000,000

Icon of stacked invoices with an unlocked lock over them

Apply online in minutes and receive funds within hours.

Icon of stacked invoices with a Rand symbol over them

Always know the true cost of finance with simple, transparent pricing.

Save on finance costs with early-settlement discounts; no lengthy lock-in periods.

Icon of a graph showing business growth over time

Access funding for maintenance, projects and avoiding special levies.

How to get Community Scheme funding from Bridgement

Icon of invoices being selected
Apply online

Submit your free online application in 2 minutes – no lengthy forms or paperwork required.

Icon of calendar indicating a loan repayment schedule
Get approved

You'll be notified via email once your application is approved, usually within 24 hours.

Icon of wallet and recycling sign to indicate loan repayment
Access your funds

Once approved, accept the repayment terms and the funds will be sent your way!


Funding that works for you

Icon of an invoice with a magnifying glass over it
Fast and convenient

Apply in minutes, receive funds in hours. Manage your community scheme loan from your online dashboard.

Icon of an invoice with a confidentiality symbol over it
Simple pricing

Understand the cost of finance upfront with simple, transparent pricing. No hidden costs, no surprises.

Icon of stacked invoices with a tick over them

Get approved once, re-use your loan facility many times over for those ongoing needs.

icon of a stack of coins with a percentage and Rand symbol
Early settlement savings

Request early settlement at any stage and get rewarded with a discount on all remaining fees.

A new way to fund your community scheme

Don’t let late paying levies or expensive short-term projects stop you from sticking to your plans. Access Bridgement’s Community Scheme Funding and get your project finished!
Traditional Loans
Online, Instant & paperless
Apply in minutes, get funds in hours.
One simple transparent fee
Easy to understand pricing without complex fee structures.
Get approved once, repay and re-use your loan facility many times over.
Early settlement discounts
Save on the remianing fees when settling early.
Don't be discouraged by the complex application process at your bank and other traditional institutions. Submit your online application and get approved for a community scheme facility today – no fee to apply and no commitment to use the funds.

Community Scheme FAQ’s

What types of community schemes can apply?

We service all types of registered community schemes including home owners or property scheme associations, complexes, estates, share block or sectional title schemes, retirement estates and housing co-operatives.

How much does a community scheme facility cost?

Bridgement charges a single, simple fee per withdrawal. This single fee is the total cost of finance and there are no other hidden costs involved. There are also no hidden costs such as fees to apply or ongoing monthly facility fees. Our pricing is completely transparent and quoted upfront - you will always know the exact cost of funding when using Bridgement. The rate you're charged will depend on a number of risk based factors including the age of the community scheme, current financial situation and levy collection history. You'll also qualify for a better rate the more you use your Bridgement facility and once you've built up a track record. View our pricing calculator to get a sense of what your rate could look like.

Why use community scheme funding over special levies?

Bridgement offers South African community schemes a convenient, fast and flexible way to obtain funding. Whether that's to mitigate late levy collections, to complete maintenance projects, install solar and various other capital intensive projects. The online application process for a Bridgement credit facility is quick, simple and headache-free.

How do you get a fast community scheme loan?

Banks offer a number of financing options including business loans, overdrafts and asset finance. Unfortunately, banks often need lots of documentation and can take months to process your application, which more often than not ends up being declined. Bridgement offers community schemes credit facilities up to R5,000,000; through an online application process that can be completed within 2 minutes, with feedback on your application typically given within 24 hours.

How do I apply to become a Managing Agent Partner?

If you are a Managing Agent in South Africa and would like to sign up to become a certified referral partner, click here to sign up. The partnership would strengthen your value-add to your clients but also provide an additional revenue stream for your business. We pay referral fees in perpetuity to our partners for introducing their clients to Bridgement.

What are the minimum requirements to apply?

There must be a minimum value of R1,000,000 in annual levies or common assets. You will need to show an established levy collections history of at least 6 months.