Looking to finance projects?
Community Scheme Funding
Apply online in minutes and receive funds within hours.
Always know the true cost of finance with simple, transparent pricing.
Save on finance costs with early-settlement discounts; no lengthy lock-in periods.
Access funding for maintenance, projects and avoiding special levies.
How to get Community Scheme funding from Bridgement
Submit your free online application in 2 minutes – no lengthy forms or paperwork required.
You'll be notified via email once your application is approved, usually within 24 hours.
Access your funds
Once approved, accept the repayment terms and the funds will be sent your way!
Funding that works for you
Fast and convenient
Apply in minutes, receive funds in hours. Manage your community scheme loan from your online dashboard.
Understand the cost of finance upfront with simple, transparent pricing. No hidden costs, no surprises.
Get approved once, re-use your loan facility many times over for those ongoing needs.
Early settlement savings
Request early settlement at any stage and get rewarded with a discount on all remaining fees.
A new way to fund your community scheme
Online, Instant & paperless
One simple transparent fee
Early settlement discounts
Community Scheme FAQ’s
What types of community schemes can apply?
We service all types of registered community schemes including home owners or property scheme associations, complexes, estates, share block or sectional title schemes, retirement estates and housing co-operatives.
How much does a community scheme facility cost?
Bridgement charges a single, simple fee per withdrawal. This single fee is the total cost of finance and there are no other hidden costs involved. There are also no hidden costs such as fees to apply or ongoing monthly facility fees. Our pricing is completely transparent and quoted upfront - you will always know the exact cost of funding when using Bridgement. The rate you're charged will depend on a number of risk based factors including the age of the community scheme, current financial situation and levy collection history. You'll also qualify for a better rate the more you use your Bridgement facility and once you've built up a track record. View our pricing calculator to get a sense of what your rate could look like.
Why use community scheme funding over special levies?
Bridgement offers South African community schemes a convenient, fast and flexible way to obtain funding. Whether that's to mitigate late levy collections, to complete maintenance projects, install solar and various other capital intensive projects. The online application process for a Bridgement credit facility is quick, simple and headache-free.
How do you get a fast community scheme loan?
Banks offer a number of financing options including business loans, overdrafts and asset finance. Unfortunately, banks often need lots of documentation and can take months to process your application, which more often than not ends up being declined. Bridgement offers community schemes credit facilities up to R5,000,000; through an online application process that can be completed within 2 minutes, with feedback on your application typically given within 24 hours.
How do I apply to become a Managing Agent Partner?
If you are a Managing Agent in South Africa and would like to sign up to become a certified referral partner, click here to sign up. The partnership would strengthen your value-add to your clients but also provide an additional revenue stream for your business. We pay referral fees in perpetuity to our partners for introducing their clients to Bridgement.
What are the minimum requirements to apply?
There must be a minimum value of R1,000,000 in annual levies or common assets. You will need to show an established levy collections history of at least 6 months.