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Financing | Blog | Business Advice
Why Debt Financing Companies is Better Than Giving Up Equity
September 06, 2023We’re going to come right out and say it – in most cases, debt financing companies is better than giving up equity in order to fund them. Why? Debt is cheaper, and it doesn’t erode the control you have over your company (and, therefore, your life). Equity financing is not the ideal fit for an…
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Business Loans | Blog
The Best Small Business Loans Come From a Partner, Not a Facilitator
September 01, 2023If you thought that the best small business loans could only be found in the hallowed halls of traditional financial institutions, think again! The funding needs of South African SMEs have permanently transformed the financing sector for the better. Nowadays, growing businesses needing working capital have multiple options to consider when it comes to fulfilling…
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Business Loans | Blog | Business Advice
Small Business Financing Options for Time-Strapped SMEs
August 22, 2023What do a 2008 pop collaboration between Madonna, Justin Timberlake and Timbaland and South African SMEs have in common? Well, only one of these parties is looking for small business financing options. But all of them are pressed for time. Some might say that they have only four minutes to save the world. If that…
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Business Loans | Invoice Financing | Short Terms Loans | Blog
5 Ways Working Capital Financing Could Be the Key to SME Success
August 14, 2023South African SMEs are a lot like houseplants. For both entities, the only consistent sign of success is growth. But unlike your neglected pothos (seriously, when was the last time you watered that thing?), a business needs a lot more than regular hydration and sunlight to thrive. That doesn’t mean that the solution to stimulating…
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Financing | Blog
Business Loans for Women Who Mean Business
August 07, 2023In light of Women’s Month 2023, we’re spotlighting the hardest-working entrepreneurs on the continent: women. Even though women are significant contributors to the economic engines of many African countries, business loans for women are especially difficult to access. Why? Socioeconomic factors like low rates of financial literacy and less established networks certainly play a role…
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Business Loans | Blog
Sourcing Money for Business: Top 3 Challenges Faced By SMEs
July 27, 2023Perhaps the most consistent challenges faced by South African enterprises all have to do with raising money for business. Whether you’re an entrepreneur trying to raise startup capital, an established SME in need of working capital, or a unicorn-sized company looking to take your business to even more mythical heights, all businesses are invested in…
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Blog | Business Advice
How To Secure Working Capital Without Business Collateral
July 20, 2023Business funding is a bit of a Catch-22. SMEs need funding to purchase assets and grow the business, but most funding institutions require business collateral (i.e. assets) to secure a loan. In short: in order to procure assets, you need to pledge assets. When your business is more established, this is less of a problem….
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Business Loans | Blog
Financing Services: How to Submit a Loan Application
July 12, 2023Being an SME in South Africa is like running a sprint race with your legs tied together. You’re on the same track as the other runners, but their size and lack of metaphorical ties lend them a clear advantage in terms of winning. It sounds deeply unfair when you think about it this way but,…
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