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How to qualify for a business loan in South Africa in 2020?
December 10, 2019Getting a business loan in South Africa is easier when you are prepared. Below are three ways to increase your chances of qualifying for the business funding you need to improve your cash flow. Whether you end up applying for a Business loan in South Africa through a bank or opt for a fin-tech online…
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3 smart ways to manage cash flow in 2020
December 03, 2019Cash is king when it comes to the financial management of a growing company. The difference between the time you have to pay your suppliers and employees and the time you collect from your customers is the problem, and the solution is cash flow management. At its simplest, cash flow management means delaying outlays of…
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7 Black Friday Tips for SMEs 2020
November 27, 2019Are you planning to buy your office equipment, staff laptops, annual stationery, etc next year in January? Why don’t you do that on Black Friday, you can save more than 30% of your budget. Black Friday is the most competitive selling day of the year, so it makes sense that it’s also one of the…
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The State of Fintech and SMEs in South Africa – 2020
September 04, 2019Bridgement cofounder, Daniel Goldberg, gave the keynote talk at the Sage Accountants Breakfast Sessions held in Cape Town, Johannesburg, Durban and Bloemfontein in August 2019. He spoke widely about the role of FinTech (Financial Technology) in the life-cycle of SMEs. Many important topics were covered, including: The impact of late payments, Access to business funding, What…
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Debtors Factoring
February 13, 2019If you are a small or medium-sized business owner and need to find a way to improve your cash flow. It may be strategic to consider debtor financing or debtor factoring. Do you struggle with customers (debtors) taking too long to pay the invoices you sent them? What if you could access funds tied up…
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Working Capital Management Loans
February 12, 2019It is a known fact that every business needs Working Capital. Without sufficient cashflow, a business cannot function. Some of the most common needs for working capital are: wages and salaries, 13th cheques or year-end bonuses, inventory or stock, raw materials, or rent and other operational expenses. Solving cash flow challenges and managing the amount…
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How to get business loans in South Africa 2020?
February 11, 2019Just about every small and medium-sized business reaches a point where it needs additional financing. Perhaps you’re experiencing cash flow issues, or you’ve identified a growth opportunity and need a small business loan to take your business to the next level. Maybe you need to hire additional staff members or hold extra stock ahead of…
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How Revolving Credit can help your business
February 07, 2019A revolving line of credit is a great way to ensure your business has the cash it needs to operate. Every small and medium-sized business owner knows how hard it is to stay on top of fluctuations in cash flow and operating expenses. It’s not easy to ensure that you always have the cash you…
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