Business loan calculator

A business loan calculator, also known as a business borrowing calculator, is a simple tool that helps you estimate the total cost of borrowing for your business. By inputting your loan amount and repayment period, the calculator provides an instant breakdown of your expected repayments, including any fees. At Bridgement, our business loan calculator gives you full cost transparency with no hidden surprises, helping you make informed funding decisions in seconds.

Our business loan calculator makes it easy to estimate your total cost before applying. Simply enter the amount you need and your preferred repayment term, and the estimator will instantly show your all-in cost, including our single, transparent cost of finance. No hidden charges or complex interest rates, just a clear view of what you’ll repay, so you can plan with confidence.

The Bridgement loan estimator provides a highly accurate cost estimate based on your selected loan amount and repayment term. It reflects our real pricing model with a single, transparent fee; no hidden costs, no guesswork. Final terms may vary slightly after application, based on your financial profile.

Yes. While the calculator is primarily designed for fixed-term business loans, it also provides useful cost estimates for revolving credit facilities and invoice financing. It helps you understand the potential repayment amounts and fees before applying, so you know exactly what to expect.

Bridgement’s pricing is simple. We charge a single fee based on a simple rate against amounts advanced to you. That means you pay back what we advanced you (the “principal”), and our fee, but no additional charges. Our rates start at 1.7% per month and there are no hidden fees.

None. We simply charge you a single fee per amount advanced to you – making it completely pay-per-use. If you don’t use your Bridgement facility, you don’t pay for it. There are no account or application fees and it is completely free to apply to Bridgement. We also don’t charge penalties for early settlement and we’ll even give you a discount on the outstanding portion of the fee.

Common fees include application fees, facility fees, and early settlement fees.

Sometimes referred to as an origination fee, these are often charged by lenders and are payable even if your loan application is declined. With Bridgement, it is completely free to apply and there is no commitment required to get a facility.

Also known as account or service fees, these are often charged by banks on an ongoing basis simply for having an account or overdraft facility open and regardless of whether you actually use it. Bridgement doesn’t charge a fee for having a facility with us and will only charge you a fee on each withdrawal. It’s completely pay-per-use.

Occasionally referred to as termination or cancellation fees, banks and alternative lenders charge these fees if you settle your account ahead of schedule. Sometimes they even make you pay all of the interest/fees on your loan as if you held it for the full term. At Bridgement, we feel you should be rewarded for early settlement, not penalised. So we don’t charge an early settlement fee and we actually give you a prorated discount on the fee outstanding.

No account needed. You can use the business loan calculator instantly! No sign-up and no commitments. It’s designed to give you upfront clarity, so you can explore your options without any pressure or obligation.