Business funding tailored to your needs
Get a simple term loan to cover a once-off business need.
- Access funds within 24 hours
- Get rewarded for early settlement
- Simple weekly rate, no hidden costs
Line of Credit
Access a flexible revolving credit facility to cover ongoing needs.
- Only pay for what you use
- Draw and repay as you need
- Get rewarded for early settlement
Turn unpaid invoices into funds to manage ongoing cash flow.
- Select one or many invoices to fund
- No disclosure to your client
- Access 100% of the invoice value
The simplest way to finance your business, quickly.
Obtaining business finance shouldn’t be time-consuming and complicated, so Bridgement created a simple way for you to access up to R5 000 000 instantly.
Apply in 2 minutes, funds in your account within hours. No paperwork or documents required. You’ll get on with your business in no time.
Settle early when it suits you. We don’t charge penalties or termination charges and actually give you a discount for early settlement.
Always know the exact cost and only pay for what you use. No hidden fees or application charges. No surprises.
You decide how much to draw and when. Access your Bridgement online dashboard 24/7 and request funds instantly.
Spend less time managing cash flow and more time growing your business.
With a Bridgement facility, you’ll be better positioned to
- Accelerate growth and seize new opportunities
- Optimise and improve your cash flow
- Save on finance with our early payment discounts
Prefer to speak to someone? Email us at [email protected]
Our pricing is simple, transparent and fair.
We charge a single simple fee per draw down on your facility and you’ll always know the cost before agreeing to anything. Zero hidden fees, account fees or application charges. No surprises.See Our Pricing Calculator
Banks we work with
Being a digital agency and working on big campaigns for our clients, managing my business’s cashflow has never been easy, especially when some clients take months to pay our invoices. Bridgement’s invoice finance was the perfect solution to bridge the cashflow gap until our clients pay. I loved how the application process was completely online and automated without the need to speak to a human along the way.
Digital Publishing Agency, Owner
Bridgement is the simplest way to get business finance I’ve ever seen. We applied by connecting our Sage One account and that was it! Couldn’t believe we didn’t have to submit a single document. With our Bridgement facility, we’ve been able to better manage our cash flow and take on more and bigger projects with a few blue chip companies.
Software Development Company, Director
We saw significant growth in orders recently but didn’t have the working capital to hold the stock we needed. Luckily, I discovered Bridgement and was able to get a facility within 24 hours. This has been a lifesaver and I’m not sure what I would’ve done without it.
New to business loans?
What is a small business loan?
A small business loan is the funding a small business needs to run or grow their business. The loan is provided in the form of financial capital which is then used by the small business to finance their needs, pay for unexpected costs or to expand their business.
Many South African businesses run into cash flow problems and struggle to get a flexible business loan quickly and easily. Luckily Bridgement is here to close the gap.
How does an online business loan work?
An online business lender provides fast business loans through a simple online process. This new way of getting a business loan provides the fastest turnaround times and removes the need for long forms and paperwork. Completing a business loan application takes two minutes on Bridgement’s website and you’ll normally get a loan decision within 24 hours. Bridgement is completely online and won’t need to meet you in person. You also won’t have to provide any financial projections or business plans.
Once approved for an online business loan facility, you’ll get access to a dashboard on Bridgement’s website where you can manage and withdraw funds from your facility. Funds will usually land in your bank account within an hour of making the loan request on your dashboard.
How do you get a fast business loan?
Business owners facing cash flow issues need funding fast. Banks offer a number of financing options including business loans, overdrafts and asset finance. Unfortunately, banks often need a lot of documentation and over three months to process your application before supplying you with funds.
Other funding options like venture capitalists and angel investors also have rigorous, paper-based application processes that take even longer than the banks.
Bridgement offers business loans and credit facilities in just 24 hours, and its automated online application means you can apply in just minutes, without having to submit a single document.
How do you get a small business loan in South Africa?
You can apply for a business loan through a bank. Be ready to provide a full business plan, financial projections, and financial records. Applications can take weeks to complete and months to process.
You can also apply for funding through an investor. Finding a willing investor is hard and you will probably have to exchange equity in your business for funding.
The South African government offers a number of grants and loans, but you will need to fit specific criteria to qualify. Bridgement offers an exciting alternative with the first online revolving credit facility, a quick and easy way to get business loans online.